Vista provides a comprehensive approach to the risk and exposures nonprofit organizations face by offering One-Stop Shopping for all your insurance needs.
Your organization will benefit from a risk management program that is designed to protect your physical assets, your human resources, and your mechanism for generating financial support. Your risks are somewhat different from a profit-making enterprise. It is likely that you offer some sort of social service to your community, hold special events to raise funds, are gifted various properties, and depend heavily on the use of volunteers.This increases your exposure tremendously.
We, at Vista, have acquired the knowledge and experience to design insurance packages for a broad range of not-for-profit organizations.
Directors and Officers Liability
A sound program with broad coverage is essential to protect the personal assets of those who serve on your Board of Directors or Board of Trustees and your various Board committees. Vista knows this market well and enjoys a special relationship with the largest underwriter of this type of coverage in the United States.
Employment Practices Liability
This coverage, which is part of the Directors and Officers liability policy for nonprofits, protects you from risks associated with hiring or terminating employees and managing both employees and volunteers. Those risks include allegations of sexual harassment, discrimination, and violations of the Americans with Disabilities Act or Family Medical Leave Act. This coverage also includes third-party liability.
There is a particular need to be more vigilant in the management of your workers' compensation program, as the claims experience of nonprofit organizations tends to be more severe than in the private sector.
We are proactive in developing and monitoring a workers' compensation program that combines insurance with the management of risk and human resources to reduce the frequency and severity of accidents and injuries associated with nonprofit services and activities. By improving the safety consciousness of your staff and volunteers, you can minimize your exposure to certain risks. As your safety record improves, your workers' compensation costs will decrease, freeing up valuable dollars that can then be spent to support your core purpose.
Find Out More
To find out more about insuring your nonprofit organization, please call Vista International Insurance Brokers at 1-800-819-8808 or email us at firstname.lastname@example.org.