Professional Office Package

Designed expressly for your professional requirements, this coverage is intended to protect your property and that of your clients, your records and resource materials, and your information technology systems (including data loss and equipment failure) as well as your fee income on a billable-hour basis. Limits are available to satisfy virtually any requirement.

Professional Liability

Your professional liability (errors and omissions) is tailored to the specific requirements of your practice. We consider the size of your firm by revenues and the types of clients that your firm engages.

Workers' Compensation

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Our Group Workers' Compensation Program is provided by leading workers' compensation underwriters.

Medical case management, utilization review, and cost containment procedures are closely followed to preserve the good experience of this group program.

Employment Practices Liability

This coverage is offered at attractive group rates with limits of $5 million to protect you from risks associated with hiring, managing, or terminating employees, including allegations of sexual harassment, discrimination, and violations of the Americans with Disabilities Act or Family Medical Leave Act. This coverage also includes third-party liability.

Employee Benefits

Medical: We offer a choice of quality medical insurance programs, including PPOs (preferred provider organizations), HMOs (health maintenance organizations), and POS (point of service) plans. PPOs and HMOs cover pre-existing conditions where there is certification of prior coverage. These programs can be tailored for groups of two or more individuals.

Dental: You can choose from various dental plan options that qualify as preferred providers or dental maintenance organizations. These plans pay a fixed dollar allowance for covered services.

Life and Disability Income

Vista can obtain coverage to protect you and your business from the financial repercussions of the death or disability of a partner or another key person in your company. You can also be provided with disability income insurance to meet your business overhead expenses while you recover from an illness or injury. We can help you structure trusts, wills, estate planning or liquidity, second-to-die coverage, and other programs that are customized for your practice or your personal estate.

Retirement Plans

We can assist you in developing qualified retirement plans, including fund investment management, through a number of broker-dealers of mutual funds. These programs can be modeled as SEPs and Group IRAs, Money Purchase Pension Plans, ESOPs, or 401(k) plans. Your retirement program will include all necessary IRS filings and reports as well as enrollment and participant status reports.

Find Out More

To find out more about insuring your practice, please call Vista International Insurance Brokers at 1-800-819-8808 or email us at info@vistainternational.com.